{"id":1149,"date":"2019-06-23T23:58:00","date_gmt":"2019-06-23T15:58:00","guid":{"rendered":"https:\/\/mrjoewang.com\/post-295659724\/"},"modified":"2023-11-19T14:43:07","modified_gmt":"2023-11-19T06:43:07","slug":"mortgage-penalty","status":"publish","type":"post","link":"https:\/\/mrjoewang.com\/mortgage-penalty\/","title":{"rendered":"\u623f\u8cb8\u7d81\u7d04\u671f\u63d0\u524d\u9084\u6b3e\uff1f\u4e0d\u61c2\u9280\u884c\u904a\u6232\u898f\u5247\uff0c\u5c0f\u5fc3\u88ab\u7f70\u9ad8\u984d\u7684\u63d0\u524d\u6e05\u511f\u9055\u7d04\u91d1\uff01"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/mrjoewang.com\/wp-content\/uploads\/2022\/03\/\u90e8\u843d\u683c\u6587\u7ae0\u5c01\u9762-15-1.png\" alt=\"\u623f\u8cb8\u7d81\u7d04\u63d0\u524d\u6e05\u511f\u9055\u7d04\u91d1\u8a66\u7b97\" class=\"wp-image-6980\" title=\"\"><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>\u300c\u55ac\u738b\uff0c\u6211\u60f3\u8f49\u8cb8\u6216\u8ce3\u623f\uff0c\u4f46\u9084\u6c92\u904e\u7d81\u7d04\u671f\uff0c\u9055\u7d04\u91d1\u6703\u600e\u9ebc\u8a08\u7b97\uff1f\u300d<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p>\u8cb7\u623f\u8cb8\u6b3e\u524d\uff0c\u5927\u90e8\u5206\u4eba\u90fd\u6703\u554f\u5229\u7387\u3001\u984d\u5ea6\u3001\u5e74\u9650\u7b49\u554f\u984c\uff0c\u5f88\u5c11\u4eba\u6703\u6ce8\u610f\u5230\u9055\u7d04\u91d1\u7684\u7d30\u7bc0\u3002<\/p>\n\n\n\n<p>\u901a\u5e38\u90fd\u662f\u5728\u8ce3\u623f\u6216\u8f49\u8cb8\u6642\u624d\u767c\u73fe\uff1a\u539f\u4f86\u9055\u7d04\u91d1\u6703\u9019\u9ebc\u300c\u7d81\u624b\u7d81\u8173\u300d\uff01\u9055\u7d04\u7adf\u7136\u8981\u8ce0\u9019\u9ebc\u591a\u9322\uff01<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u9019\u7bc7\u5c07\u548c\u4f60\u5206\u4eab\u7d81\u7d04\u53ca\u9055\u7d04\u91d1\u7684\u7709\u7709\u89d2\u89d2\uff0c\u5e6b\u52a9\u4f60\u5728\u8cb8\u6b3e\u4e4b\u524d\u5c31\u5148\u548c\u623f\u8cb8\u5c08\u54e1\u8ac7\u597d\u9055\u7d04\u91d1\u689d\u4ef6\uff0c\u4e26\u4e14\u964d\u4f4e\u8ce0\u511f\u9055\u7d04\u91d1\u7684\u6a5f\u7387&#8230;<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#abb7c214\"><strong>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/strong><br>\ud83d\udc49<a href=\"https:\/\/mrjoewang.com\/mortgage-transfer\" data-type=\"link\" data-id=\"https:\/\/mrjoewang.com\/mortgage-transfer\" target=\"_blank\" rel=\"noreferrer noopener\">\u6211\u9069\u5408\u623f\u8cb8\u8f49\u8cb8\u55ce\uff1f\u8f49\u8cb8\u8cbb\u7528\u662f\u591a\u5c11\uff1f\u8a72\u600e\u9ebc\u8a55\u4f30\u6211\u7684\u623f\u5c4b\u8f49\u8cb8\u5229\u7387\u8207\u689d\u4ef6\uff1f<\/a><br>\ud83d\udc49<a href=\"https:\/\/mrjoewang.com\/creation-of-mortgage-registration\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/mrjoewang.com\/creation-of-mortgage-registration\/\" rel=\"noreferrer noopener\">\u62b5\u62bc\u6b0a\u8a2d\u5b9a\u81ea\u5df1\u8fa6\u5b89\u5168\u55ce\uff1f\u53ef\u7701\u591a\u5c11\u8cbb\u7528\uff1f6\u5927\u6b65\u9a5f\u5b8c\u6574\u5716\u6587\u89e3\u6790\uff01<\/a><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_57 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\">\u6587\u7ae0\u76ee\u9304<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6635e49a9551c\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #000000;color:#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #000000;color:#000000\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 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title=\"\u63d0\u524d\u9084\u6b3e\u7684\u9055\u7d04\u91d1\u600e\u9ebc\u8a08\u7b97\">\u63d0\u524d\u9084\u6b3e\u7684\u9055\u7d04\u91d1\u600e\u9ebc\u8a08\u7b97<\/a><\/li><li class='insert-page-1 insert-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/mrjoewang.com\/mortgage-penalty\/#%e6%88%bf%e8%b2%b8%e9%81%95%e7%b4%84%e9%87%91%e5%88%86%e6%88%90%e4%b8%89%e5%a4%a7%e9%a1%9e\" title=\"\u623f\u8cb8\u9055\u7d04\u91d1\u5206\u6210\u4e09\u5927\u985e\">\u623f\u8cb8\u9055\u7d04\u91d1\u5206\u6210\u4e09\u5927\u985e<\/a><ul class='insert-list-level-3'><li class='insert-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/mrjoewang.com\/mortgage-penalty\/#%e4%b8%80%e3%80%81%e6%8f%90%e5%89%8d%e6%b8%85%e5%84%9f%e9%83%a8%e4%bb%bd%e6%88%96%e5%85%a8%e9%83%a8%e6%9c%ac%e9%87%91\" title=\"\u4e00\u3001\u63d0\u524d\u6e05\u511f\u90e8\u4efd\u6216\u5168\u90e8\u672c\u91d1\">\u4e00\u3001\u63d0\u524d\u6e05\u511f\u90e8\u4efd\u6216\u5168\u90e8\u672c\u91d1<\/a><\/li><li 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title=\"\u4e09\u3001\u63d0\u524d\u6e05\u511f\u5168\u90e8\u672c\u91d1\uff0b\u7533\u8acb\u5857\u92b7\u62b5\u62bc\u6b0a\uff08\u9818\u53d6\u6e05\u511f\u8b49\u660e\uff09\">\u4e09\u3001\u63d0\u524d\u6e05\u511f\u5168\u90e8\u672c\u91d1\uff0b\u7533\u8acb\u5857\u92b7\u62b5\u62bc\u6b0a\uff08\u9818\u53d6\u6e05\u511f\u8b49\u660e\uff09<\/a><\/li><\/ul><\/li><li class='insert-page-1 insert-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/mrjoewang.com\/mortgage-penalty\/#%e6%88%bf%e8%b2%b8%e9%81%95%e7%b4%84%e9%87%91%e7%b8%bd%e7%b5%90\" title=\"\u623f\u8cb8\u9055\u7d04\u91d1\u7e3d\u7d50\">\u623f\u8cb8\u9055\u7d04\u91d1\u7e3d\u7d50<\/a><\/li><li class='insert-page-1 insert-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/mrjoewang.com\/mortgage-penalty\/#%e6%88%bf%e8%b2%b8%e9%81%95%e7%b4%84%e9%87%91%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8cfaq\" title=\"\u623f\u8cb8\u9055\u7d04\u91d1\u5e38\u898b\u554f\u984cFAQ\">\u623f\u8cb8\u9055\u7d04\u91d1\u5e38\u898b\u554f\u984cFAQ<\/a><ul class='insert-list-level-3'><li class='insert-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/mrjoewang.com\/mortgage-penalty\/#q1-%e6%88%bf%e8%b2%b8%e5%8f%af%e4%bb%a5%e6%8f%90%e5%89%8d%e9%82%84%e6%ac%be%e3%80%81%e6%b8%85%e5%84%9f%e6%9c%ac%e9%87%91%e5%97%8e%ef%bc%9f\" title=\"Q1: \u623f\u8cb8\u53ef\u4ee5\u63d0\u524d\u9084\u6b3e\u3001\u6e05\u511f\u672c\u91d1\u55ce\uff1f\">Q1: \u623f\u8cb8\u53ef\u4ee5\u63d0\u524d\u9084\u6b3e\u3001\u6e05\u511f\u672c\u91d1\u55ce\uff1f<\/a><\/li><li class='insert-page-1 insert-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/mrjoewang.com\/mortgage-penalty\/#q2-%e6%88%bf%e8%b2%b8%e9%81%95%e7%b4%84%e9%87%91%e6%80%8e%e9%ba%bc%e8%a8%88%e7%ae%97%ef%bc%9f\" title=\"Q2: \u623f\u8cb8\u9055\u7d04\u91d1\u600e\u9ebc\u8a08\u7b97\uff1f\">Q2: \u623f\u8cb8\u9055\u7d04\u91d1\u600e\u9ebc\u8a08\u7b97\uff1f<\/a><\/li><li class='insert-page-1 insert-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/mrjoewang.com\/mortgage-penalty\/#q3-%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e4%b8%8d%e7%b6%81%e7%b4%84%e5%97%8e%ef%bc%9f\" title=\"Q3: \u8cb8\u6b3e\u53ef\u4ee5\u4e0d\u7d81\u7d04\u55ce\uff1f\">Q3: \u8cb8\u6b3e\u53ef\u4ee5\u4e0d\u7d81\u7d04\u55ce\uff1f<\/a><\/li><\/ul><\/li><li class='insert-page-1 insert-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/mrjoewang.com\/mortgage-penalty\/#%e5%bb%b6%e4%bc%b8%e9%96%b1%e8%ae%80\" title=\"\u5ef6\u4f38\u95b1\u8b80\">\u5ef6\u4f38\u95b1\u8b80<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e7%82%ba%e4%bb%80%e9%ba%bc%e6%9c%83%e6%9c%89%e6%88%bf%e8%b2%b8%e7%b6%81%e7%b4%84%e5%8f%8a%e9%81%95%e7%b4%84%e9%87%91\"><\/span>\u70ba\u4ec0\u9ebc\u6703\u6709\u623f\u8cb8\u7d81\u7d04\u53ca\u9055\u7d04\u91d1<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7531\u65bc\u623f\u8cb8\u5546\u54c1\u5c0d\u65bc\u9280\u884c\u800c\u8a00\uff0c\u5c6c\u65bc\u9577\u671f\u6536\u5165\uff0c\u56e0\u6b64\u70ba\u4e86<strong>\u7559\u4f4f\u5ba2\u6236<\/strong>\u53ca<strong>\u7dad\u6301\u7372\u5229<\/strong>\uff0c\u8cb8\u6b3e\u5951\u7d04\u4e2d\u90fd\u6703\u8981\u6c42\u300c<span style=\"color: #ff0000;\"><strong>\u4e00\u5b9a\u671f\u9593\u5167\u4e0d\u53ef\u63d0\u524d\u6e05\u511f\u672c\u91d1\uff0c\u5426\u5247\u6703\u6709\u9055\u7d04\u91d1<\/strong><\/span>\u300d\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u6d88\u8cbb\u8005\u7b49\u65bc\u662f\u88ab\u300c<strong>\u7d81\u7d04<\/strong>\u300d\uff0c<span style=\"color: #ff0000;\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-black-color\">\u4e0d\u80fd\u96a8\u610f\u5927\u984d\u9084\u6b3e\uff0c\u4e5f\u4e0d\u80fd\u96a8\u610f\u300c\u8f49\u8cb8\u300d\u6216\u300c\u8ce3\u623f<\/mark><\/strong><\/span>\u300d\uff0c\u4e0d\u7136\u5c0d\u9280\u884c\u800c\u8a00\u53ef\u80fd\u8b8a\u6210\u8ce0\u672c\u7684\u5546\u54c1\u3002<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#abb7c214\"><strong>\u5ef6\u4f38\u95b1\u8b80<\/strong>\uff1a<a href=\"https:\/\/mrjoewang.com\/repay-early\" target=\"_blank\" rel=\"noreferrer noopener\">\u623f\u8cb8\u8981\u63d0\u524d\u9084\u6e05\u55ce\uff1f\u60f3\u6e05\u695a\u9019\u5e7e\u9ede\uff0c\u4f60\u5c31\u4e0d\u6703\u518d\u7cfe\u7d50\uff01<\/a><\/p>\n\n\n\n<p><span style=\"color: #ff0000;\"><strong>\u9055\u7d04\u91d1\u901a\u5e38\u6703\u7d813\u5e74\uff08\u671f\u9650\u53ef\u8b70\uff09<\/strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-black-color\">\uff0c\u800c<\/mark><strong>\u9055\u7d04\u91d1\u7684\u6bd4\u7387\uff08\u6bd4\u7387\u53ef\u8b70\uff09\u6703\u6309\u7167\u671f\u9650\u905e\u6e1b<\/strong><\/span>\uff0c\u4ee5\u516c\u80a1\u7684<u>\u53f0\u7063\u9280\u884c<\/u>\u623f\u8cb8\u70ba\u4f8b\uff0c\u9055\u7d04\u91d1\u7684\u8a08\u7b97\u65b9\u5f0f\u5982\u4e0b\uff1a<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#fbf6e8\">\u25cf 1\u5e74\u5167\u63d0\u524d\u6e05\u511f\u5168\u90e8\u501f\u6b3e\u8005\uff0c\u52a0\u6536\u63d0\u524d\u511f\u9084\u672c\u91d1\u4e4b 1%\u9055\u7d04\u91d1<br>\u25cf 1~2\u5e74\u5167\u63d0\u524d\u6e05\u511f\u5168\u90e8\u501f\u6b3e\u8005\uff0c\u52a0\u6536\u63d0\u524d\u511f\u9084\u672c\u91d1\u4e4b 0.7%\u9055\u7d04\u91d1<br>\u25cf 2~3\u5e74\u5167\u63d0\u524d\u6e05\u511f\u5168\u90e8\u501f\u6b3e\u8005\uff0c\u52a0\u6536\u63d0\u524d\u511f\u9084\u672c\u91d1\u4e4b 0.5% \u9055\u7d04\u91d1<\/p>\n\n\n\n<p>\u5047\u8a2d\u4f60\u5728\u8cb8\u6b3e\u7b2c2\u5e74\u5f8c\u9084\u6389\u4e86\u6240\u6709\u8cb8\u6b3e\uff0c\u4e14\u63d0\u524d\u511f\u9084\u7684\u672c\u91d1\u662f300\u842c\uff0c\u5247\u53f0\u9280\u6703\u6536\u4f60\u9055\u7d04\u91d11.5\u842c\u5143\uff0c\u5176\u5be6\u91d1\u984d\u9084\u6eff\u53ef\u89c0\u7684\uff01<\/p>\n\n\n\n<p>\u6240\u4ee5\u5047\u8a2d\u4f60\u60f3\u63d0\u524d\u9084\u623f\u8cb8\uff0c\u4e0d\u61c2\u9280\u884c\u904a\u6232\u898f\u5247\uff0c\u5c0f\u5fc3\u88ab\u7f70\u9ad8\u984d\u9055\u7d04\u91d1\uff01<\/p>\n\n\n\n<p>\u7136\u800c\uff0c\u4f60\u77e5\u9053\u55ce\uff1f\u5404\u5bb6\u9280\u884c\u9055\u7d04\u91d1\u7684\u8a08\u7b97\u898f\u5247\u5176\u5be6<strong>\u4e0d\u4e00\u6a23\uff01\u4e0d\u4e00\u6a23\uff01\u4e0d\u4e00\u6a23\uff01<\/strong>\uff08\u5f88\u91cd\u8981\uff0c\u6240\u4ee5\u8aaa\u4e09\u6b21&#8230;\uff09<\/p>\n\n\n\n<figure class=\"wp-block-image\"><a class=\"links\" href=\"https:\/\/3.bp.blogspot.com\/-BFJB9t9Uah4\/Wov0HccNE5I\/AAAAAAAALVs\/gH899fa9bMwZai5ATxIcNqvb2y9LN0a8gCLcBGAs\/s1600\/sap-bnp-paribas-pwc-corporate-treasury-management-fintech-innovation-disruption-blockchain-real-time-payments-big-data-cybersecurity.jpg\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/mrjoewang.com\/wp-content\/uploads\/__3_bp_blogspot_com_-BFJB9t9Uah4_Wov0HccNE5I_AAAAAAAALVs_gH899fa9bMwZai5ATxIcNqvb2y9LN0a8gCLcBGAs_s640_sap-bnp-paribas-pwc-corporate-treasury-management-fintech-innovation-disruption-blockchain-real-time-payments-big-data-cybersecurity_jpg.jpg\" alt=\"\" title=\"\"><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e6%8f%90%e5%89%8d%e9%82%84%e6%ac%be%e7%9a%84%e9%81%95%e7%b4%84%e9%87%91%e6%80%8e%e9%ba%bc%e8%a8%88%e7%ae%97\"><\/span>\u63d0\u524d\u9084\u6b3e\u7684\u9055\u7d04\u91d1\u600e\u9ebc\u8a08\u7b97<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4e00\u822c\u4f86\u8aaa\uff0c\u9055\u7d04\u91d1\u6700\u56b4\u683c\u7684\u898f\u5b9a\u662f\u300c\u53ea\u8981<strong>\u63d0\u524d\u6e05\u511f\u90e8\u4efd\u672c\u91d1<\/strong>\uff0c\u5c31\u8981\u652f\u4ed8\u9055\u7d04\u91d1\u300d\uff0c\u6700\u5bec\u9b06\u7684\u898f\u5b9a\u5247\u662f\u300c\u63d0\u524d\u6e05\u511f\u5168\u90e8\u672c\u91d1<strong>\u4e14\u7533\u8acb\u5857\u92b7\u62b5\u62bc\u6b0a<\/strong>\uff0c\u624d\u9700\u652f\u4ed8\u63d0\u524d\u6e05\u511f\u9055\u7d04\u91d1\u300d\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\uff0c\u5982\u679c\u8cb8\u6b3e\u5f8c\u76843\u5e74\u5167\u60f3\u5c07\u624b\u4e2d\u7684\u9592\u9322\u63d0\u65e9\u9084\u6389\uff0c\u8acb\u52d9\u5fc5\u6ce8\u610f\u8cb8\u6b3e\u7684\u9280\u884c\u662f\u5c6c\u65bc\u54ea\u4e00\u7a2e\u9055\u7d04\u91d1\u689d\u4ef6\uff01<\/p>\n\n\n\n<p>\u5728\u6211\u4ecb\u7d39\u5404\u5bb6\u9280\u884c\u7d81\u7d04\u53ca\u9055\u7d04\u91d1\u689d\u4ef6\u4e4b\u524d\uff0c\u4f60\u5fc5\u9808\u5148\u4e86\u89e3\u4ee5\u4e0b\u5169\u4ef6\u4e8b\uff1a<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#ffeff3\">1. \u5404\u5bb6\u9280\u884c\u9055\u7d04\u91d1\u7684\u9650\u5236\u689d\u4ef6\u4e0d\u4e00\u6a23<br>2. \u623f\u8cb8\u7684\u6240\u6709\u689d\u4ef6\u90fd\u662f\u53ef\u8b70\u7684\uff0c\u5305\u62ec\u9055\u7d04\u91d1\u7684\u671f\u9650\u8207\u6bd4\u4f8b<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#eef7ff\"><strong>\u88dc\u5145\u8aaa\u660e\uff1a<\/strong><br>\u9280\u884c\u516c\u6703\u63d0\u4f9b\u4e86<a class=\"links\" href=\"https:\/\/www.ba.org.tw\/publicinformation\/Detail\/1917?enumtype=ConsumerType&amp;type=Financialinfo\" target=\"_blank\" rel=\"noopener\">\u5404\u5bb6\u9280\u884c\u8cb8\u6b3e\u9055\u7d04\u91d1\u7e3d\u6574\u7406<\/a>\u7684\u53c3\u8003\u8868\uff08\u9019\u4e9b\u8cc7\u6599\u662f\u4f9d\u5404\u9280\u884c\u63d0\u4f9b\u8cc7\u6599\u4e88\u4ee5\u5f59\u6574\uff0c\u5982\u6b32\u77ad\u89e3\u8a73\u60c5\u6216\u8cc7\u6599\u662f\u5426\u7570\u52d5\u4ecd\u9700\u6d3d\u8a62\u5404\u9280\u884c\uff09\uff0c\u6211\u770b\u5230\u7576\u4e0b\u89ba\u5f97\u5982\u7372\u81f3\u5bf6\uff0c\u6240\u4ee5\u624d\u64b0\u5beb\u6b64\u6587\uff0c\u4e5f\u5206\u4eab\u7d66\u4f60\u53c3\u8003\u56c9\uff01<\/p>\n\n\n\n<div style=\"border-width:3px;border-style:dashed;border-color:#FFAC55;padding:12px;\">\n<b><span style=\"font-size:20px;\">\n\n\u623f\u8cb8\u898f\u5247\u5176\u5be6\u6709\u8a31\u591a\u7709\u7709\u89d2\u89d2\uff0c\u5982\u679c\u4f60\u60f3\u8981\u66f4\u9032\u4e00\u6b65\u4e86\u89e3\u623f\u8cb8\u77e5\u8b58\uff0c\u4e0d\u59a8\u53c3\u8003\u6211\u5728Hahow\u958b\u8a2d\u7684\u9280\u884c\u8cb8\u6b3e\u7dda\u4e0a\u8ab2\u7a0b\uff0c\u55ae\u51434\u53ef\u514d\u8cbb\u8a66\u770b\u5537\uff01\n\n\n<p><\/p>\n\n<center><figure class=\"wp-block-image aligncenter size-full is-resized\"><a href=\"https:\/\/lihi1.com\/EFT3A\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/mrjoewang.com\/wp-content\/uploads\/2022\/10\/\u514d\u8cbb\u8a66\u770b\u55ac\u738b\u623f\u8cb8\u8ab2\u7a0b.png\" alt=\"\u514d\u8cbb\u8a66\u770b\u55ac\u738b\u623f\u8cb8\u8ab2\u7a0b\uff1a\u9280\u884c\u8cb8\u8ca1\u8853\" class=\"wp-image-11428\" width=\"447\" height=\"630\" title=\"\"><\/a><\/figure><\/center>\n\n<\/span><\/b>\n<br><\/div>\n\n\n\n<div style=\"height:75px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e6%88%bf%e8%b2%b8%e9%81%95%e7%b4%84%e9%87%91%e5%88%86%e6%88%90%e4%b8%89%e5%a4%a7%e9%a1%9e\"><\/span>\u623f\u8cb8\u9055\u7d04\u91d1\u5206\u6210\u4e09\u5927\u985e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4f9d\u7167\u8a72\u4efd\u8cc7\u6599\u7684\u5167\u5bb9\uff0c\u623f\u8cb8\u9055\u7d04\u91d1\u7684\u300c\u61f2\u7f70\u7406\u7531\u300d\u5927\u81f4\u53ef\u5340\u5206\u5982\u4e0b\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e4%b8%80%e3%80%81%e6%8f%90%e5%89%8d%e6%b8%85%e5%84%9f%e9%83%a8%e4%bb%bd%e6%88%96%e5%85%a8%e9%83%a8%e6%9c%ac%e9%87%91\"><\/span><strong>\u4e00\u3001\u63d0\u524d\u6e05\u511f\u90e8\u4efd\u6216\u5168\u90e8\u672c\u91d1<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6b64\u689d\u4ef6\u5c6c<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\"><strong>\u6700\u56b4\u683c<\/strong><\/mark>\u4e5f<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\"><strong>\u6700\u7f3a\u5f48\u6027<\/strong><\/mark>\u7684\u898f\u5b9a\uff0c\u501f\u6b3e\u4eba<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u53ea\u8981\u63d0\u524d\u9084\u6b3e\u5c31\u9700\u652f\u4ed8\u9055\u7d04\u91d1<\/mark><\/strong>\uff0c\u6240\u4ee5\u5018\u82e5\u4f60\u5e74\u7d42\u9818\u4e86\u5927\u7d05\u5305\u5f8c\u60f3\u8981\u5927\u984d\u9084\u6b3e\uff0c\u5c0f\u5fc3\u5f97\u4e0d\u511f\u5931\u5440\uff01<\/p>\n\n\n\n<p>\u842c\u4e00\u4f60\u9078\u64c7\u7684\u8cb8\u6b3e\u9280\u884c\u525b\u597d\u9069\u7528\u6b64\u898f\u5b9a\uff0c\u8cb8\u6b3e\u524d\u8acb\u52d9\u5fc5\u8861\u91cf\u81ea\u5df1\u5728\u7d81\u7d04\u671f\u9593\u5167\u300c\u63d0\u524d\u9084\u6b3e\u3001\u8f49\u8cb8\u6216\u8ce3\u623f\u300d\u7684\u53ef\u80fd\u6027\uff0c\u5982\u679c\u6709\u53ef\u80fd\u6027\u5f88\u9ad8\uff0c\u5efa\u8b70\u4f60<u>\u8cb8\u6b3e\u524d\u5148\u8ac7\u597d\u4e0d\u7d81\u7d04\u6216\u6e1b\u514d\u9055\u7d04\u91d1<\/u>(\u5305\u542b\u671f\u9650\u53ca\u6bd4\u7387)\uff0c\u6216\u8005<u>\u4e7e\u8106\u9078\u64c7\u5176\u4ed6\u9593\u9280\u884c<\/u>\u3002<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#dceff7\">\ud83d\udca1<strong>\u4ee3\u8868\u9280\u884c<\/strong>\uff1a\u83ef\u5357\/\u4e00\u9280\/\u661f\u5c55\/\u5927\u773e\/\u806f\u90a6\u9280\u884c\u7b49\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image is-resized\"><a class=\"links\" href=\"https:\/\/4.bp.blogspot.com\/-Kl8IHV4Xsow\/WovzdzYPZ4I\/AAAAAAAALVc\/ESDi1VJY8FUlzsBmWvdOxmNvz-koBlDDwCLcBGAs\/s1600\/spend-without-being-tracked-400x266.jpg\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/mrjoewang.com\/wp-content\/uploads\/__4_bp_blogspot_com_-Kl8IHV4Xsow_WovzdzYPZ4I_AAAAAAAALVc_ESDi1VJY8FUlzsBmWvdOxmNvz-koBlDDwCLcBGAs_s640_spend-without-being-tracked-400x266_jpg.jpg\" alt=\"\" style=\"width:534px;height:355px\" title=\"\"><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e4%ba%8c%e3%80%81%e6%8f%90%e5%89%8d%e6%b8%85%e5%84%9f%e5%85%a8%e9%83%a8%e6%9c%ac%e9%87%91\"><\/span><strong>\u4e8c\u3001\u63d0\u524d\u6e05\u511f\u5168\u90e8\u672c\u91d1<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6b64\u689d\u4ef6\u5c6c\u65bc<strong>\u65e2\u4e0d\u56b4\u683c\u4e5f\u4e0d\u7b97\u5bec\u9b06<\/strong>\u7684\u898f\u5b9a\uff0c\u501f\u6b3e\u4eba<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u53ef\u63d0\u524d\u9084\u6389\u90e8\u4efd\u672c\u91d1\uff0c\u4f46\u4ecd\u7136\u4e0d\u80fd\u5168\u90e8\u9084\u6389<\/mark><\/strong>\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\uff0c\u7576\u4f60\u4e0b\u6b21\u5728\u5831\u7ae0\u96dc\u8a8c\u4e2d\u770b\u5230\u300c\uff38\uff38\u4ee3\u66f8\u300d\u3001\u300c\uff38\uff38\u9280\u884c\u696d\u8005\u300d\u6216\u300c\uff38\uff38\u623f\u8cb8\u9054\u4eba\u300d\u63d0\u9192\u4e00\u822c\u5927\u773e\uff1a\u300c\u82e5\u63d0\u524d\u9084\u6b3e\uff0c\u53ef\u6545\u610f\u5269100\u5143\u62161\u5143\uff0c\u5c31\u4e0d\u6703\u6709\u9055\u7d04\u91d1\u554f\u984c\u3002\u300d<\/p>\n\n\n\n<p>\u4f60\u5c31\u8981\u77e5\u9053\u9019\u4e9b\u5c08\u5bb6\u5176\u5be6\u53ea\u8aaa\u5c0d\u4e86\u4e09\u5206\u4e4b\u4e00\uff0c\u56e0\u70ba\u9019\u5efa\u8b70\u53ea\u9069\u7528\u6b64\u898f\u5b9a\u3002<\/p>\n\n\n\n<p>\uff08\u53ef\u53c3\u8003\u860b\u679c\u5831\u7d192016\/10\u7684 <a class=\"links\" href=\"http:\/\/home.appledaily.com.tw\/article\/index\/20161008\/37408494\/news\/%E6%88%BF%E8%B2%B8%E6%8F%90%E5%89%8D%E9%82%84%E6%81%90%E4%BB%98%E9%81%95%E7%B4%84%E9%87%91\" target=\"_blank\" rel=\"noopener\">\u623f\u8cb8\u63d0\u524d\u9084 \u6050\u4ed8\u9055\u7d04\u91d1<\/a>\u5831\u5c0e\u4e2d\u76f8\u95dc&#8221;\u5c08\u5bb6&#8221;\u7684\u5efa\u8b70\uff09<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#dceff7\">\ud83d\udca1<strong>\u4ee3\u8868\u9280\u884c<\/strong>\uff1a\u53f0\u9280\/\u6c38\u8c50\/\u9060\u6771\u9280\u884c\u7b49\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\"><a class=\"links\" href=\"https:\/\/1.bp.blogspot.com\/-anhvppGrycg\/Wov1QnN13bI\/AAAAAAAALV8\/3mymxNG3wGEO_1SiRJeGLo33bKT2OKblwCLcBGAs\/s1600\/the-west-end-apartments-asteria-building.jpg\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/mrjoewang.com\/wp-content\/uploads\/__1_bp_blogspot_com_-anhvppGrycg_Wov1QnN13bI_AAAAAAAALV8_3mymxNG3wGEO_1SiRJeGLo33bKT2OKblwCLcBGAs_s640_the-west-end-apartments-asteria-building_jpg.jpg\" alt=\"\" title=\"\"><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e4%b8%89%e3%80%81%e6%8f%90%e5%89%8d%e6%b8%85%e5%84%9f%e5%85%a8%e9%83%a8%e6%9c%ac%e9%87%91%ef%bc%8b%e7%94%b3%e8%ab%8b%e5%a1%97%e9%8a%b7%e6%8a%b5%e6%8a%bc%e6%ac%8a%ef%bc%88%e9%a0%98%e5%8f%96%e6%b8%85%e5%84%9f%e8%ad%89%e6%98%8e%ef%bc%89\"><\/span><strong>\u4e09\u3001\u63d0\u524d\u6e05\u511f\u5168\u90e8\u672c\u91d1\uff0b\u7533\u8acb\u5857\u92b7\u62b5\u62bc\u6b0a\uff08\u9818\u53d6\u6e05\u511f\u8b49\u660e\uff09<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6b64\u689d\u4ef6\u5c6c<strong style=\"color: #cc0000;\" data-blogger-escaped-style=\"color: #cc0000;\">\u6700\u5bec\u9b06<\/strong>\u4e14<strong style=\"color: #cc0000;\" data-blogger-escaped-style=\"color: #cc0000;\">\u6700\u5f48\u6027<\/strong>\u7684\u898f\u5b9a\uff0c\u4e5f\u662f\u76ee\u524d<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u623f\u8cb8\u5e02\u5834\u4e0a\u7684\u4e3b\u6d41<\/mark><\/strong>\uff0c\u53ea\u8981\u4f60<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u4e0d\u7533\u8acb\u5857\u92b7\u62b5\u62bc\u6b0a\u3001\u4e0d\u9818\u53d6\u6e05\u511f\u8b49\u660e<\/mark><\/strong>\uff0c\u5c31\u7b97\u4f60\u9084\u6389\u4e86\u6240\u6709\u672c\u91d1\uff0c\u4e5f\u4e0d\u7528\u7e73\u4ea4\u9055\u7d04\u91d1\u3002<\/p>\n\n\n\n<p>\u56e0\u70ba\u623f\u5c4b\u7684\u62b5\u62bc\u6b0a\u4ecd\u5c6c\u65bc\u9280\u884c\uff0c\u7576\u4f60\u672a\u4f86\u6709\u8cc7\u91d1\u9700\u6c42\u6642\uff0c\u4ecd\u6709\u6a5f\u6703\u5728\u540c\u4e00\u5bb6\u9280\u884c\u8fa6\u7406\u8cb8\u6b3e\uff0c<\/p>\n\n\n\n<p>\u6240\u4ee5\u5c0d\u9019\u985e\u9280\u884c\u4f86\u8aaa\uff0c\u4f60\u5011\u4e4b\u9593\u4ecd\u7136\u4fdd\u6301\u5f80\u4f86\u95dc\u4fc2\uff0c\u6240\u4ee5\u4e0d\u7b97\u300c\u9055\u7d04\u300d\uff0c\u81ea\u7136\u4e5f\u4e0d\u7528\u6536\u9055\u7d04\u91d1\u56c9\uff01<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#dceff7\">\ud83d\udca1<strong>\u4ee3\u8868\u9280\u884c<\/strong>\uff1a\u570b\u6cf0\u4e16\u83ef\/\u571f\u9280\/\u5408\u5eab\/\u53f0\u4f01\u9280\/\u5317\u5bcc\u9280\/\u4e2d\u4fe1\/\u53f0\u65b0\/\u7389\u5c71\/\u82b1\u65d7\/\u6e23\u6253\/\u532f\u8c50\u7b49\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\"><a class=\"links\" href=\"https:\/\/4.bp.blogspot.com\/-IV_5Y1aJ4J8\/W0IpRugY91I\/AAAAAAAALs8\/cvWUNCO9oOw39VLeBbGZho15yrBzXCukACLcBGAs\/s1600\/Screenshot_2018-07-08-22-58-25.jpg\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/mrjoewang.com\/wp-content\/uploads\/__4_bp_blogspot_com_-IV_5Y1aJ4J8_W0IpRugY91I_AAAAAAAALs8_cvWUNCO9oOw39VLeBbGZho15yrBzXCukACLcBGAs_s640_Screenshot_2018-07-08-22-58-25_jpg.jpg\" alt=\"\" title=\"\"><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e6%88%bf%e8%b2%b8%e9%81%95%e7%b4%84%e9%87%91%e7%b8%bd%e7%b5%90\"><\/span>\u623f\u8cb8\u9055\u7d04\u91d1\u7e3d\u7d50<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u70ba\u4e86\u7559\u4f4f\u5ba2\u6236\uff0c\u4ee5\u53ca\u7dad\u6301\u5546\u54c1\u7372\u5229\uff0c\u9280\u884c\u6703\u8981\u6c42\u4e00\u5b9a\u671f\u9593\u5167\u4e0d\u53ef\u63d0\u524d\u6e05\u511f\u672c\u91d1\uff0c\u5426\u5247\u6703\u6709\u9055\u7d04\u91d1\uff0c\u9019\u4e5f\u662f\u4fd7\u7a31\u7684\u7d81\u7d04\u3002<\/p>\n\n\n\n<p>\u9055\u7d04\u91d1\u901a\u5e38\u6703\u7d813\u5e74\uff08\u671f\u9650\u53ef\u8b70\uff09\uff0c\u800c\u9055\u7d04\u91d1\u7684\u6bd4\u7387\u662f\u53ef\u4ee5\u548c\u9280\u884c\u8ac7\u7684\uff0c\u4e0d\u4e00\u5b9a\u662f\u4e00\u6210\u4e0d\u8b8a\u3002<\/p>\n\n\n\n<p>\u5404\u5bb6\u9280\u884c\u9055\u7d04\u91d1\u7684\u8a08\u7b97\u898f\u5247\uff0c\u4e3b\u8981\u5206\u6210\u4e09\u5927\u985e\uff1a<\/p>\n\n\n\n<ol>\n<li>\u63d0\u524d\u6e05\u511f\u90e8\u4efd\u6216\u5168\u90e8\u672c\u91d1\uff0c\u5c31\u6703\u7f70\u9055\u7d04\u91d1\uff0c\u8b6c\u5982\uff1a\u83ef\u5357\/\u4e00\u9280\/\u661f\u5c55\/\u5927\u773e\/\u806f\u90a6\u9280\u884c\u7b49\u3002<\/li>\n\n\n\n<li>\u63d0\u524d\u6e05\u511f\u5168\u90e8\u672c\u91d1\uff0c\u6703\u7f70\u9055\u7d04\u91d1\uff0c\u8b6c\u5982\uff1a\u53f0\u9280\/\u6c38\u8c50\/\u9060\u6771\u9280\u884c\u7b49\u3002<\/li>\n\n\n\n<li>\u63d0\u524d\u6e05\u511f\u5168\u90e8\u672c\u91d1\uff0b\u7533\u8acb\u5857\u92b7\u62b5\u62bc\u6b0a\uff08\u9818\u53d6\u6e05\u511f\u8b49\u660e\uff09\uff0c\u624d\u7f70\u9055\u7d04\u91d1\uff0c\u591a\u6578\u9280\u884c\u5c6c\u65bc\u9019\u7a2e\uff0c\u8b6c\u5982\uff1a\u570b\u6cf0\u4e16\u83ef\/\u571f\u9280\/\u5408\u5eab\/\u53f0\u4f01\u9280\/\u5317\u5bcc\u9280\/\u4e2d\u4fe1\/\u53f0\u65b0\/\u7389\u5c71\/\u82b1\u65d7\/\u6e23\u6253\/\u532f\u8c50\u7b49\u3002<\/li>\n<\/ol>\n\n\n\n<p class=\"has-background\" style=\"background-color:#ebf7ff\"><strong>\u5f8c\u8a18\uff1a<\/strong>\u7533\u8cfc\u623f\u8cb8\u6642\uff0c\u9055\u7d04\u91d1\u50c5\u662f\u5224\u65b7\u689d\u4ef6\u4e4b\u4e00\uff0c\u672c\u6587\u50c5\u7528\u4f86\u63d0\u9192\u9055\u7d04\u91d1\u8a72\u6ce8\u610f\u7684\u4e8b\u9805\uff0c\u8acb\u52ff\u55ae\u7d14\u4ee5\u6b64\u689d\u4ef6\u4f86\u7576\u4f5c\u6311\u9078\u9280\u884c\u7684\u552f\u4e00\u6e96\u5247\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e6%88%bf%e8%b2%b8%e9%81%95%e7%b4%84%e9%87%91%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8cfaq\"><\/span>\u623f\u8cb8\u9055\u7d04\u91d1\u5e38\u898b\u554f\u984cFAQ<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1673930577918\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"q1-%e6%88%bf%e8%b2%b8%e5%8f%af%e4%bb%a5%e6%8f%90%e5%89%8d%e9%82%84%e6%ac%be%e3%80%81%e6%b8%85%e5%84%9f%e6%9c%ac%e9%87%91%e5%97%8e%ef%bc%9f\"><\/span>Q1: \u623f\u8cb8\u53ef\u4ee5\u63d0\u524d\u9084\u6b3e\u3001\u6e05\u511f\u672c\u91d1\u55ce\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u53ef\u4ee5\uff0c\u4f46\u8981\u6ce8\u610f\u5404\u5bb6\u9280\u884c\u7684\u7d81\u7d04\u898f\u7bc4\uff0c\u5426\u5247\u53ef\u80fd\u6703\u7522\u751f\u9055\u7d04\u91d1\u3002<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1673930833047\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"q2-%e6%88%bf%e8%b2%b8%e9%81%95%e7%b4%84%e9%87%91%e6%80%8e%e9%ba%bc%e8%a8%88%e7%ae%97%ef%bc%9f\"><\/span>Q2: \u623f\u8cb8\u9055\u7d04\u91d1\u600e\u9ebc\u8a08\u7b97\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u5404\u5bb6\u9280\u884c\u7684\u9055\u7d04\u91d1\u8a08\u7b97\u57fa\u790e\u3001\u6bd4\u7387\u3001\u5e74\u9650\u90fd\u4e0d\u592a\u4e00\u6a23\u3002<\/p>\n<p>\u9055\u7d04\u91d1\u8a08\u7b97\u57fa\u790e\u53ef\u5206\u6210\u4e09\u985e\uff1a<br \/>1.\u3010\u63d0\u524d\u6e05\u511f\u90e8\u4efd\u6216\u5168\u90e8\u672c\u91d1\u3011\u6703\u6709\u9055\u7d04\u91d1<br \/>2.\u3010\u63d0\u524d\u6e05\u511f\u5168\u90e8\u672c\u91d1\u3011\u6703\u6709\u9055\u7d04\u91d1<br \/>3.\u3010\u63d0\u524d\u6e05\u511f\u5168\u90e8\u672c\u91d1\uff0b\u7533\u8acb\u5857\u92b7\u62b5\u62bc\u6b0a\u3011\u6703\u6709\u9055\u7d04\u91d1<\/p>\n<p>\u81f3\u65bc\u9055\u7d04\u91d1\u7684\u300c\u6bd4\u4f8b\u300d\u548c\u300c\u5e74\u9650\u300d\uff0c\u5404\u5bb6\u9280\u884c\/\u5404\u9805\u5c08\u6848\u4e5f\u53ef\u80fd\u4e0d\u4e00\u6a23\uff0c\u4e5f\u90fd\u6709\u6a5f\u6703\u79c1\u4e0b\u6d3d\u8ac7\u3002<\/p>\n<p>\u4ee5\u4e4b\u524d\u53f0\u9280\u7684\u9055\u7d04\u91d1\u70ba\u4f8b\uff0c\u6a19\u6e96\u90fd\u662f\u7d813\u5e74\uff0c\u9055\u7d04\u91d1\u6bd4\u4f8b\u6703\u96a8\u6642\u9593\u4e0b\u964d\uff1a<br \/>\u25cf 1\u5e74\u5167\u63d0\u524d\u6e05\u511f\u5168\u90e8\u501f\u6b3e\u8005\uff0c\u52a0\u6536\u63d0\u524d\u511f\u9084\u672c\u91d1\u4e4b 1%\u9055\u7d04\u91d1<br \/>\u25cf 1~2\u5e74\u5167\u63d0\u524d\u6e05\u511f\u5168\u90e8\u501f\u6b3e\u8005\uff0c\u52a0\u6536\u63d0\u524d\u511f\u9084\u672c\u91d1\u4e4b 0.7%\u9055\u7d04\u91d1<br \/>\u25cf 2~3\u5e74\u5167\u63d0\u524d\u6e05\u511f\u5168\u90e8\u501f\u6b3e\u8005\uff0c\u52a0\u6536\u63d0\u524d\u511f\u9084\u672c\u91d1\u4e4b 0.5% \u9055\u7d04\u91d1<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1673931052781\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"q3-%e8%b2%b8%e6%ac%be%e5%8f%af%e4%bb%a5%e4%b8%8d%e7%b6%81%e7%b4%84%e5%97%8e%ef%bc%9f\"><\/span>Q3: \u8cb8\u6b3e\u53ef\u4ee5\u4e0d\u7d81\u7d04\u55ce\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u5982\u679c\u8cb8\u6b3e\u4e0d\u7d81\u7d04\u7684\u8a71\uff0c\u9280\u884c\u80fd\u5920\u8cfa\u53d6\u7684\u5229\u606f\u6709\u9650\uff0c\u6240\u4ee5\u5927\u90e8\u5206\u9280\u884c\u7684\u8cb8\u6b3e\u90fd\u9700\u8981\u7d81\u7d04\u3002<\/p>\n<p>\u623f\u8cb8\u7d81\u7d04\u901a\u5e38\u662f2~3\u5e74\uff0c\u4fe1\u8cb8\u7d81\u7d04\u901a\u5e38\u662f\u534a\u5e74~1\u5e74\u3002<\/p>\n<p>\u4f46\u9084\u662f\u53ef\u4ee5\u8a62\u554f\u5c08\u54e1\u662f\u5426\u80fd\u5920\u6e1b\u5c11\u7d81\u7d04\u7684\u5e74\u9650\uff0c\u53ea\u662f\u8981\u6ce8\u610f\u7684\u662f\uff0c\u4e0d\u7d81\u7d04\u7684\u623f\u8cb8\uff0c\u901a\u5e38\u5229\u7387\u4e5f\u6703\u62c9\u5f97\u6bd4\u8f03\u9ad8\u3002<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p>\u60f3\u66f4\u7cfb\u7d71\u5316\u5730\u5b78\u7fd2\u8cb7\u623f\u76f8\u95dc\u77e5\u8b58\u55ce\uff1f\u4e0d\u59a8\u53c3\u8003\u4ee5\u4e0b\u7684\u8cc7\u8a0a\u5427\uff01<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/lihi1.com\/QyUzZ\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"794\" height=\"794\" src=\"https:\/\/mrjoewang.com\/wp-content\/uploads\/2022\/02\/\u55ac\u738b\u7684\u6295\u8cc7\u7406\u8ca1\u7b46\u8a18LINE@\u6b63\u65b9\u5f62\u7248.jpg\" alt=\"\u55ac\u738b\u7684\u6295\u8cc7\u7406\u8ca1\u7b46\u8a18LINE@\u6b63\u65b9\u5f62\u7248\" class=\"wp-image-6297\" title=\"\"><\/a><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/lihi1.com\/QyUzZ\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udc49\u52a0\u5165\u7372\u53d6\u6700\u65b0\u7406\u8ca1\u8cc7\u8a0a<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/lihi1.com\/EFT3A\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"620\" height=\"620\" src=\"https:\/\/mrjoewang.com\/wp-content\/uploads\/2022\/02\/\u597d\u5b78\u6821Hahow_\u8cb7\u623f\u5fc5\u77e5\u544a\u5225\u7121\u6bbc\u8778\u725b\u7684\u9280\u884c\u8cb8\u8ca1\u8853\u5c01\u9762_\u6b63\u65b9\u5f62.jpg\" alt=\"\u597d\u5b78\u6821Hahow_\u8cb7\u623f\u5fc5\u77e5\u544a\u5225\u7121\u6bbc\u8778\u725b\u7684\u9280\u884c\u8cb8\u8ca1\u8853\u5c01\u9762_\u6b63\u65b9\u5f62\" class=\"wp-image-6296\" title=\"\"><\/a><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/lihi1.com\/EFT3A\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udc49\u514d\u8cbb\u8a66\u770b\u623f\u8cb8\u8ab2\u7a0b<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e5%bb%b6%e4%bc%b8%e9%96%b1%e8%ae%80\"><\/span>\u5ef6\u4f38\u95b1\u8b80<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul>\n<li><a href=\"https:\/\/mrjoewang.com\/repay-early\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"\u623f\u8cb8\u8981\u63d0\u524d\u9084\u6e05\u55ce\uff1f\u60f3\u6e05\u695a\u9019\u5e7e\u9ede\uff0c\u4f60\u5c31\u4e0d\u6703\u518d\u7cfe\u7d50\uff01\">\u623f\u8cb8\u8981\u63d0\u524d\u9084\u6e05\u55ce\uff1f\u60f3\u6e05\u695a\u9019\u5e7e\u9ede\uff0c\u4f60\u5c31\u4e0d\u6703\u518d\u7cfe\u7d50\uff01<\/a><\/li>\n\n\n\n<li><a class=\"links\" 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